Clients
Resources – Supplemental Retirement Income
This supplemental retirement income guide provides a helpful overview of strategies designed to address the retirement savings gap and support long-term financial planning goals. It highlights how factors such as income level, tax considerations, and time horizon may influence retirement income planning decisions, including the use of Roth IRAs, taxable investment accounts, tax-deferred annuities, accumulation-focused life insurance, and municipal bond strategies.
Securities offered through Val mark Securities, Inc., Member FINRA, SIPC. Investment Advisory Services offered through Valmark Advisers, Inc., a SEC Registered Investment Advisor. 130 Springside Drive, Suite 110, Akron, OH 44333, (800) 765-5201. Demboski & Chapman Financial and Insurance Solutions, Inc. is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc.
Confidentiality Notice: This communication (and any information or material transmitted with this communication) is confidential, may be privileged and is intended only for the use of the intended recipient. If you are not the intended recipient, any review, retransmission, conversion to hard copy, copying, circulation, publication, dissemination, distribution, reproduction or other use of this communication, information or material is strictly prohibited and may be illegal. If you received this communication in error, please notify us immediately and delete this communication, information and material from any computer, disk drive, diskette or other storage device or media. Any benefits information provided is for illustrative purposes only. Please refer to all insurance benefit summaries and plan brochures for plan specific plan detailed coverages and restrictions.
Tax/Legal Disclaimer Notice: Any opinions, projections, or recommendations that may be contained in this email are subject to change without notice and are not intended as individual investment, tax, or legal advice. Please consult your tax and/or legal advisor for how this information may apply specifically to you.