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Helping Our Clients Envision, Empower and Enrich Their Lives!
Who We Are
We are an independent and locally owned advisory firm with Santa Barbara roots dating back to 1969. For nearly half a century, we’ve been working hard to build and earn our community’s respect, loyalty and continued confidence. Our unique value proposition is to be the single point of contact for all investment, insurance, and employee benefit complexity that you, as either a family or small business owner, will encounter.
Our local Santa Barbara firm understands the unique challenges you face in managing your business and family’s financial affairs. To make the experience of working with our firm a professional and enjoyable one, we’ve developed a culture of bringing positivity and passion to everything we do. Our entire process, The Clarity and Confidence SolutionTM, is custom tailored around your specific needs with the objective of providing maximum value and results to your family and/or business.
Core Values
Our Purpose
- We live out the Golden Rule:
Do unto others as we would have them do unto us. - We take responsibility for control of our time:
We are intentional and proactive with each day. - We are committed:
We are striving to become the best version of ourselves.
To consistently deliver our Clarity and Confidence SolutionTM which enables the envisioning, empowering, and enriching of our clients’ lives.
Our passion lies in fostering deep lifelong relationships with our clients by providing comprehensive investment and insurance solutions that support both personal and business financial objectives.
Core Values
- We live out the Golden Rule:
Do unto others as we would have them do unto us. - We take responsibility for control of our time:
We are intentional and proactive with each day. - We are committed:
We are striving to become the best version of ourselves.
Our Purpose
To consistently deliver our Clarity and Confidence SolutionTM which enables the envisioning, empowering, and enriching of our clients’ lives.
Our passion lies in fostering deep lifelong relationships with our clients by providing comprehensive investment and insurance solutions that support both personal and business financial objectives.
What We Do
Personal Planning
Business Planning
Testimonials
“The Demboski & Chapman team has provided me with professional and above-the-call-of-duty expertise over the years. Money, investments, retirement and insurance are all terrifying subjects to most of us, especially with so much uncertainty and scams in today’s world. Knowing that they “have my back” is truly priceless and there aren’t enough words to express my deepest gratitude.” I can’t say enough about John personally – he’s brilliant with finances, impeccable with his word and of highest integrity. But most of all he is truly a kind, caring human being with a big heart and soul- a rarity in today’s world.”
“We have never been as organized and aware of our investments as we are now, and we have Demboski & Chapman to thank for that! The entire team is wonderful to work with! They have strong, obvious ethics, honesty and integrity and they are patient with our many questions. John especially has cutting edge knowledge of the various products, an outstanding way of explaining them to us and which ones would suit us best. He truly loves what he does and has a joyful and grateful outlook on life, so if you are looking for help, Demboski & Chapman should be a unanimous choice!”
“We were originally referred to John for help with retirement planning, but we quickly realized the value he and his team bring goes far beyond that. John takes the time to look at the full picture of your life and tailors his recommendations specifically to your needs and goals. In addition to retirement planning, he and his team have guided us through setting up a comprehensive group health care plan for our business, an employee benefits package, life insurance, and college savings plans for our children.
John has become not only an invaluable resource for our family but also a caring, compassionate advisor we deeply trust to help guide us through important financial decisions. We are truly grateful to have found John and his outstanding team!”
“I think Demboski & Chapman is a rare gem, and feel lucky to be their client! I am feeling so much better about our family’s finances and future and I have John and his team to thank! I feel deep gratitude for this sense of relief.”
“I can honestly say I don’t know where I’d be today if it weren’t for John and his team helping me with my finances, especially now that I’m retired. This area of finance and insurance is absolute Greek to me so I truly appreciate that everything is explained in detail. I always feel so welcome in the office and I know that they are watching out for my best interests!”
“Our relationship with Demboski & Chapman began when they provided insurance options for one of our small businesses. Our trust in them evolved to support both of our businesses as well as our personal finances. They have always gone above and beyond to strategically plan for us which supports our yearly and long term goals.”
“Demboski & Chapman has been a reliable partner in our benefits administration. Their team is quick to respond, knowledgeable, and consistently supportive, making it feel like we have an extension of our own HR department.”
“The team at Demboski & Chapman provides us with the peace of mind to focus on running our business, knowing that we’re in capable hands. Their support goes beyond just numbers and quotes – they offer practical advice and take real action when it’s needed. Whenever we have a question, their responsive team is just a quick phone call or email away, always delivering personalized service that makes a real difference.”
“Our Experience with Demboski and Chapman has been top-notch from day 1. If we have had any questions or issues that need following up, the entire team is ‘all-in,’ as I like to call it. This is also a company that is a GREAT corporate citizen. They are deeply invested in making the communities where they work better for all. I am so glad, as are all our employees, that we made the change a few years ago to Demboski and Chapman.”
“Working with DCFIS has been a seamless experience—knowledgeable, caring, and always looking out for our best interests, they’ve given us complete peace of mind with our coverage.”
“We’ve never experienced such genuine care and responsiveness from any benefits advisor — and our employees feel the same way. Thank you, DCFIS!”
“Juan and Francisco were extremely easy to work with. From the start, they were easy to get ahold of, provided information and quotes within the day and provided answers to all my questions in detail. They provided clear and prompt communication and followed up to make sure that me and my team were able to get everything done in a timely manner so they could start their health insurance coverage on the desired effective date. Follow up is crucial, especially for small business owners like me who are busy and can sometimes forget to respond to an email. Thank you Juan and Francisco! I have already referred you to a fellow business owner.”
The testimonials above have been provided by current clients, there were no cash or non-cash compensation paid for providing the testimonials and there are no material conflicts of interest. Each clients’ experience is unique and may not be representative of all customers. We are grateful for each client we have the privilege of serving.