{"id":6460,"date":"2026-10-21T15:00:19","date_gmt":"2026-10-21T15:00:19","guid":{"rendered":"https:\/\/www.demboskiandchapman.com\/site\/?p=6460"},"modified":"2026-10-19T19:04:56","modified_gmt":"2026-10-19T19:04:56","slug":"weekly-newsletter-10-21-2026","status":"publish","type":"post","link":"https:\/\/www.demboskiandchapman.com\/site\/weekly-newsletter-10-21-2026\/","title":{"rendered":"Weekly Newsletter &#8211; 10\/21\/2026"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Introduction&#8221; _builder_version=&#8221;4.16&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Main Article (Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TEXT&#8221; _builder_version=&#8221;4.27.8&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>We are already nearing the end of October! By now, you hopefully have a good idea of your current habits in each of the areas.<\/p>\n<p>The challenge this week is to fill out the final column for new\/ideal habits moving forward. Is there a particular area or two you would like to improve? For example, if you feel confident in your habits surrounding relationships and physical health but don\u2019t have anything in the intellectual growth section, maybe that is your focus!<\/p>\n<p>Something I have been working on for my intellectual growth is learning to speak Italian! I downloaded the \u201cDuolingo&#8221; app and work on it every day to try to improve my understanding of a new language!<\/p>\n<p>Whichever new habits you choose moving forward I hope this helps you in your pursuit of being the best version of yourself!<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; Catherine Tro&#8221; _builder_version=&#8221;4.27.8&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Cheers,<\/p>\n<p>Catherine Tro,<\/p>\n<p>Director of First Impressions<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjY0MjYifX0=@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Click here for our Wellness Worksheet&#8221; _builder_version=&#8221;4.27.8&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;SECTION &#8211; Market Recap (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.1&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; disabled=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Events (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Market Recap (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Market Recap<\/h1>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjU4OTQifX0=@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Market Recap&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;BUTTON &#8211; Market Recap&#8221; _builder_version=&#8221;4.27.6&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; John Demboski&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]Best Regards, John J. Demboski, CFP\u00ae Certified Financial Planner\u2122 Professional[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Events (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Event #1 (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Santa Barbara Local Events (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Santa Barbara Local Events<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE &#8211; Event 1 (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.8&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Candlelight:<\/h2>\n<h2 style=\"text-align: center;\">A Haunted Evening of Halloween Classics<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/20261021_Candlelight.jpg&#8221; alt=&#8221;Row of white market tents set up along a beach with a crowded festival, vendors and attendees browsing stalls by the shoreline.&#8221; title_text=&#8221;20261021_Candlelight&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Information&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; link_option_url=&#8221;https:\/\/feverup.com\/m\/357893&#8243; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">When: Thursday, October 22nd<\/h3>\n<h3 style=\"text-align: center;\">Where: Music Academy of the West:<\/h3>\n<h3 style=\"text-align: center;\">1070 Fairway Road, Santa Barbara<\/h3>\n<div class=\"cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle\">\n<p>Experience a haunting evening of Halloween favorites performed by Santa Barbara\u2019s Vapour String Quartet at the Music Academy of the West. <em>Candlelight: A Haunted Evening of Halloween Classics<\/em> brings together eerie classical works, iconic film and television themes, and Halloween favorites in an intimate setting illuminated by the gentle glow of candlelight.<\/p>\n<p><strong>The tentative program includes:<\/strong><\/p>\n<ul>\n<li>\u201cThriller\u201d \u2013 Michael Jackson<\/li>\n<li>\u201cFuneral March of a Marionette\u201d \u2013 Charles Gounod<\/li>\n<li>String Quartet No. 8 in C Minor, Op. 110: II. Allegro Molto \u2013 Dmitri Shostakovich<\/li>\n<li>\u201cTubular Bells,\u201d theme from The Exorcist \u2013 Mike Oldfield<\/li>\n<li>Stranger Things theme \u2013 S U R V I V E<\/li>\n<li>Beetlejuice theme \u2013 Danny Elfman<\/li>\n<li>The Addams Family theme \u2013 Vic Mizzy<\/li>\n<li>Halloween theme \u2013 John Carpenter<\/li>\n<li>Prelude from Psycho \u2013 Bernard Herrmann<\/li>\n<li>Ghostbusters theme \u2013 Ray Parker Jr.<\/li>\n<li>\u201cDanse Macabre\u201d \u2013 Camille Saint-Sa\u00ebns<\/li>\n<li>\u201cNight on Bald Mountain\u201d \u2013 Modest Mussorgsky<\/li>\n<li>\u201cTime Warp\u201d from The Rocky Horror Picture Show \u2013 Richard O\u2019Brien and Richard Hartley<\/li>\n<li>Medley from The Nightmare Before Christmas \u2013 Danny Elfman<\/li>\n<\/ul>\n<p><em>Doors open 30 minutes before the performance and close five minutes prior to showtime. Late arrivals will not be permitted. Guests must be at least 8 years old, and anyone under 16 must be accompanied by an adult. Seating within each zone is assigned on a first-come, first-served basis.<\/em><\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;ROW &#8211; Event #2 (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Event 2 (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.8&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Cooking Class:<\/h2>\n<h2 style=\"text-align: center;\">Cozy Autumn Soups &amp; Stews<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/20261021_Cooking.png&#8221; alt=&#8221;Brown dog wearing a white patterned bandana on a leash in a grassy park.&#8221; title_text=&#8221;20261021_Cooking&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Information&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; link_option_url=&#8221;https:\/\/events.humanitix.com\/cozy-autumn-soups-and-stews?c=vsb&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">When: October 22nd, 6:00 &#8211; 8:30 PM<\/h3>\n<h3 style=\"text-align: center;\">Where: Apples to Zucchini Cooking School:<\/h3>\n<h3 style=\"text-align: center;\">21 E. Constance Ave, Santa Barbara<\/h3>\n<p>&nbsp;<\/p>\n<div class=\"cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle\">\n<p>Is there anything quite as cozy as a warm bowl of soup heading into cooler autumn evenings? In this hands-on class, you\u2019ll learn how to build layers of flavor in several seasonal soups and stews, along with techniques you can use to improvise your own creations at home. (There\u2019s no better way to salvage wilting produce than throwing it into a hearty soup!)<\/p>\n<p>These comforting dishes are simple enough to whip up for a weeknight dinner and perfect for making ahead and freezing. But they\u2019re also satisfying and impressive enough to serve all season long at dinner parties and gatherings.<\/p>\n<p>Of course, you\u2019ll sit down to enjoy a shared meal at the end of class.<\/p>\n<p><a href=\"https:\/\/events.humanitix.com\/cozy-autumn-soups-and-stews?c=vsb\" target=\"_blank\" rel=\"noopener\"><strong>Register here!<\/strong><\/a><\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Photo of the Week (Margin-top: 0px; Padding-top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Photo of the Week (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Photo of the Week (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Photo of the Week<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/20261021_JD_MS.jpg&#8221; alt=&#8221;Large indoor conference hall with a stage, bright lights, and three large screens displaying a man speaking to a crowded audience&#8221; title_text=&#8221;20261021_JD_MS&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;CAPTION&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">John and Adrienne are at an Annual conference with Valmark!<\/p>\n<p style=\"text-align: center;\">In true John Demboski style, they kicked off the conference with an evening full of fun!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Joke of the Week (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.27.6&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; border_color_top=&#8221;#DBDBDB&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Joke of the Week (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.27.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Joke of the Week (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Joke of the Week<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Joke of the Week&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Why did the coffee file a police report?<\/p>\n<p style=\"text-align: center;\">Because it got mugged<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Footnotes (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Footnotes (with Top Border)&#8221; _builder_version=&#8221;4.25.1&#8243; 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Is there a particular area or two you would like to improve? Whichever new habits you choose moving forward I hope this helps you in your pursuit of being the best version of yourself!<\/p>\n","protected":false},"author":6,"featured_media":3295,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>Welcome to <a href=\"https:\/\/mymonster.site\/DEMO\/\">MyMONSTERsite DEMOS<\/a>. This is your first post. Edit or delete it, then start writing!<\/p>","_et_gb_content_width":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-6460","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-weekly-newsletter"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"The challenge this week is to fill out the final column for new\/ideal habits moving forward. 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