{"id":6422,"date":"2026-09-30T15:30:36","date_gmt":"2026-09-30T15:30:36","guid":{"rendered":"https:\/\/www.demboskiandchapman.com\/site\/?p=6422"},"modified":"2026-09-28T17:20:16","modified_gmt":"2026-09-28T17:20:16","slug":"weekly-newsletter-9-30-2026-2","status":"publish","type":"post","link":"https:\/\/www.demboskiandchapman.com\/site\/weekly-newsletter-9-30-2026-2\/","title":{"rendered":"Weekly Newsletter &#8211; 9\/30\/2026"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Introduction&#8221; _builder_version=&#8221;4.16&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Main Article (Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TEXT&#8221; _builder_version=&#8221;4.27.8&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]Happy October (starting tomorrow)!<\/p>\n<p>This month we will focus on wellness. Here at Demboski &amp; Chapman, our third core value is &#8220;we are committed to becoming the best version of ourselves&#8221;. We invite you this month to join us in using our wellness worksheet! Throughout the month we will focus on certain areas of the worksheet to set ourselves up for success in becoming the best version of ourselves and finish this year strong!<\/p>\n<p>The challenge this week is to download our wellness worksheet and then print it out and start to fill out the first collumn titled &#8220;Current Habits&#8221;.<br \/>\n[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; Catherine Tro&#8221; _builder_version=&#8221;4.27.8&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]Cheers,<\/p>\n<p>Catherine Tro,<\/p>\n<p>Director of First Impressions<br \/>\n[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjY0MjYifX0=@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Click here for our Wellness Worksheet&#8221; _builder_version=&#8221;4.27.8&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;SECTION &#8211; Market Recap (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.1&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; disabled=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Events (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Market Recap (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Market Recap<\/h1>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjU4OTQifX0=@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Market Recap&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;BUTTON &#8211; Market Recap&#8221; _builder_version=&#8221;4.27.6&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; John Demboski&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]Best Regards, John J. Demboski, CFP\u00ae Certified Financial Planner\u2122 Professional[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Events (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Event #1 (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Santa Barbara Local Events (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Santa Barbara Local Events<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE &#8211; Event 1 (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.8&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Nonprofit Event Spotlight:<\/h2>\n<h2 style=\"text-align: center;\">JOIN US FOR<\/h2>\n<h2 style=\"text-align: center;\">Rally 4 Kids!!<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/RallyGalaGraphic.png&#8221; alt=&#8221;Row of white market tents set up along a beach with a crowded festival, vendors and attendees browsing stalls by the shoreline.&#8221; title_text=&#8221;RallyGalaGraphic&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Information&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; link_option_url=&#8221;https:\/\/www.rally4kids.org\/2026-rally&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">When: October 9 Rally and October 10 Gala<\/h3>\n<h3 style=\"text-align: center;\">Where: Starting line is in downtown Carpinteria<\/h3>\n<div class=\"cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle\">\n<p class=\"preFlex flexIn\" data-rte-preserve-empty=\"true\">Rally4Kids 2026 is shaping up to be our biggest and most exciting event yet. This year\u2019s experience will span two unforgettable days, bringing together incredible cars, spectacular roads, great food, and an amazing evening celebration, all in support of the United Boys &amp; Girls Clubs of Santa Barbara County.<\/p>\n<p class=\"preFlex flexIn\" data-rte-preserve-empty=\"true\">From the thrill of the rally to the magic of the gala, every moment is designed to create lasting memories while supporting a truly meaningful cause.<\/p>\n<\/div>\n<p data-rte-preserve-empty=\"true\">Register here to join the most exciting Rally4Kids yet!<\/p>\n<div class=\"cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle\">\n<p>&nbsp;<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;ROW &#8211; Event #2 (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Event 2 (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.8&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">California Avocado Festival<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/20260930_AvoFest.png&#8221; alt=&#8221;Brown dog wearing a white patterned bandana on a leash in a grassy park.&#8221; title_text=&#8221;20260930_AvoFest&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Information&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">When: October 2 &#8211; 4<\/h3>\n<h3 style=\"text-align: center;\">Where: Downtown Carpinteria on Linden Avenue<\/h3>\n<p>&nbsp;<\/p>\n<div class=\"cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle\">\n<p>The California Avocado Festival welcomes everyone to 3 days full of Peace, Love and Guacamole. This year there will be 60+ bands, 3 stages, 50 arts &amp; crafts and commercial vendors, 15 delicious food vendors and over a dozen non-profits will be on site for you to help support. The event showcases the endless ways to eat an avocado and attendees can also enjoy other various local vendors and plenty of live entertainment in the heart of the neighboring town of Carpinteria.<\/p>\n<p class=\"sqsrte-large\"><span class=\"sqsrte-text-color--darkAccent\">The festival will be held on <\/span><span class=\"sqsrte-text-color--darkAccent\">Friday, Oct. 2nd (<\/span><span class=\"sqsrte-text-color--black\">1 pm to 11 pm), <\/span><span class=\"sqsrte-text-color--darkAccent\">Saturday, Oct. 3rd (<\/span><span class=\"sqsrte-text-color--black\">11 am to 10 pm) &amp; <\/span><span class=\"sqsrte-text-color--darkAccent\">Sunday, Oct. 4th (<\/span><span class=\"sqsrte-text-color--black\">11 am \u2013 6 pm)<\/span><\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Photo of the Week (Margin-top: 0px; Padding-top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Photo of the Week (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Photo of the Week (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Photo of the Week<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/20260930_Wine_Cheers-scaled.jpg&#8221; alt=&#8221;Large indoor conference hall with a stage, bright lights, and three large screens displaying a man speaking to a crowded audience&#8221; title_text=&#8221;20260930_Wine_Cheers&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;CAPTION&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Our team supported the food bank at Carr winery for &#8220;Dine out for Hunger&#8221;!<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Joke of the Week (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.27.6&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; border_color_top=&#8221;#DBDBDB&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Joke of the Week (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.27.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Joke of the Week (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Joke of the Week<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Joke of the Week&#8221; _builder_version=&#8221;4.27.8&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">What do you call an avocado that&#8217;s a detective?<\/p>\n<p style=\"text-align: center;\">Sher-guac-holmes<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<br \/>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Footnotes (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Footnotes (with Top Border)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TEXT &#8211; Footnotes&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;10px&#8221; link_option_url=&#8221;https:\/\/www.linkedin.com\/company\/demboski-&#038;-chapman-financial-and-insurance-solutions-inc.&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Follow us on LinkedIn<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Happy October (starting tomorrow)! This month we will focus on wellness. The challenge this week is to download our wellness worksheet and then print it out and start to fill out the first collumn titled &#8220;Current Habits&#8221;.<\/p>\n","protected":false},"author":6,"featured_media":3295,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>Welcome to <a href=\"https:\/\/mymonster.site\/DEMO\/\">MyMONSTERsite DEMOS<\/a>. This is your first post. Edit or delete it, then start writing!<\/p>","_et_gb_content_width":"","footnotes":""},"categories":[9],"tags":[],"class_list":["post-6422","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-weekly-newsletter"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.4 - aioseo.com -->\n\t<meta name=\"description\" content=\"Happy October (starting tomorrow)! This month we will focus on wellness. 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