{"id":5950,"date":"2026-07-20T17:12:56","date_gmt":"2026-07-20T17:12:56","guid":{"rendered":"https:\/\/www.demboskiandchapman.com\/site\/?p=5950"},"modified":"2026-07-20T17:13:00","modified_gmt":"2026-07-20T17:13:00","slug":"weekly-newsletter-7-22-2026","status":"publish","type":"post","link":"https:\/\/www.demboskiandchapman.com\/site\/weekly-newsletter-7-22-2026\/","title":{"rendered":"Weekly Newsletter &#8211; 7\/22\/2026"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Introduction&#8221; _builder_version=&#8221;4.16&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Main Article (Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TEXT&#8221; _builder_version=&#8221;4.27.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Our summer heatwave is continuing this week! Hopefully you are finding creative ways to stay cool.<\/p>\n<p>The challenge this week is to track your water intake so that you don&#8217;t become dehydrated, especially in this heat! Eating hydrating foods such as watermelon can also add to your water intake. The recommendation is to drink half of your body weight in ounces per day. For example, if you weigh 160 pounds, you should drink 80 ounces of water. This of course is not a perfect number; however, it does give you a ballpark to strive for.<\/p>\n<p>Cheers to staying hydrated!<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; Catherine Tro&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Cheers,<\/p>\n<p>Catherine Tro,\u00a0Director of First Impressions<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;SECTION &#8211; Market Recap (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.1&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; disabled=&#8221;on&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Events (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Market Recap (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Market Recap<\/h1>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjU4OTQifX0=@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Market Recap&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;BUTTON &#8211; Market Recap&#8221; _builder_version=&#8221;4.27.6&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; John Demboski&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Best Regards,<\/p>\n<p>John J. Demboski, CFP\u00ae Certified Financial Planner\u2122 Professional<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Events (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Event #1 (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Santa Barbara Local Events (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Santa Barbara Local Events<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE &#8211; SBIFF The Wave Film Festival &#8211; France (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">SBIFF The Wave Film Festival &#8211; France<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/Film-Festival-France.jpg&#8221; alt=&#8221;Row of white market tents set up along a beach with a crowded festival, vendors and attendees browsing stalls by the shoreline.&#8221; title_text=&#8221;Film Festival France&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Information&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; link_option_url=&#8221;https:\/\/www.californiawinefestival.com\/santa-barbara&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">When: July 20 &#8211; 23<\/h3>\n<h3 style=\"text-align: center;\">Where: SBIFF&#8217;s Film Center<\/h3>\n<h3 style=\"text-align: center;\">916 State Street<br \/>Santa Barbara, CA<\/h3>\n<p data-start=\"31\" data-end=\"412\">Take a 14-day cinematic trip to France at the French Wave Film Festival, presented by SBIFF. This annual celebration of French cinema showcases 14 new and 7 classic French films, offering audiences the chance to experience acclaimed storytelling, unforgettable characters, and the artistry of one of the world\u2019s most influential film cultures.<\/p>\n<p data-start=\"414\" data-end=\"763\" data-is-last-node=\"\" data-is-only-node=\"\">Held at SBIFF\u2019s Film Center, the festival invites film lovers to explore contemporary releases alongside beloved classics through a curated lineup spanning a variety of genres and perspectives. Passes and individual tickets are available. Visit the event website for the full film schedule and festival details.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;ROW &#8211; Event #2 (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Comedy Live Show and Dinner (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Comedy Live Show and Dinner<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/Comedy-Show-Elks-Lodge.png&#8221; alt=&#8221;Poster advertising Santa Barbara Elks Lodge Stand-Up Comedy Live: show and dinner, large laughing mask image, July 24, $35 RSVP, QR code, chicken dinner note, and event times.&#8221; title_text=&#8221;Comedy Show Elks Lodge&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;Information&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; link_option_url=&#8221;https:\/\/www.eventbrite.com\/e\/comedy-for-a-cause-maggies-mashup-at-la-lieff-santa-barbara-tickets-1987458801777?aff=oddtdtcreator&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">When: July 24th, 4:00 &#8211; 9:00pm<\/h3>\n<h3 style=\"text-align: center;\">Where: Elks Lodge<\/h3>\n<h3 style=\"text-align: center;\">150 N Kellogg Ave<br \/>Santa Barbara, CA<\/h3>\n<div class=\"cxmmr5t8 oygrvhab hcukyx3x c1et5uql o9v6fnle\">\n<p>Enjoy an evening of laughter and good home cooked food at the Santa Barbara Elks Lodge 613. Bar opens at 4:00pm, with the Comedy Show at 5:30pm followed by Dinner at 7:00pm. There is also a fantastic silent auction and Jolly Bakers sweet treats for purchase.<\/p>\n<p>The bar has for purchase beer, wine, cocktails and a Comedy Night Specialty Drink.<\/p>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Photo of the Week (Margin-top: 0px; Padding-top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Photo of the Week (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Photo of the Week (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.25.1&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Photo of the Week<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/WaterLilies-scaled.jpg&#8221; alt=&#8221;Pink water lilies afloat among broad green lily pads in a rocky pond, with small turtles basking on the stones nearby.&#8221; title_text=&#8221;WaterLilies&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;CAPTION&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Water Lilies from John&#8217;s pond! Water Lilies seize the sunlight of the day!<\/p>\n<p style=\"text-align: center;\">They live for only a few days, making the most of the sunshine with the time they have.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Joke of the Week (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.27.6&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; border_color_top=&#8221;#DBDBDB&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Joke of the Week (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.27.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Joke of the Week (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.27.6&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Joke of the Week<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Joke of the Week&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\"><strong>What do you call flowers who are best friends?<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>Buds<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Footnotes (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Footnotes (with Top Border)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TEXT &#8211; Footnotes&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;10px&#8221; link_option_url=&#8221;https:\/\/www.linkedin.com\/company\/demboski-&#038;-chapman-financial-and-insurance-solutions-inc.&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Follow us on LinkedIn<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The challenge this week is to track your water intake so that you don&#8217;t become dehydrated, especially in this heat!<\/p>\n","protected":false},"author":6,"featured_media":3295,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>Welcome to <a href=\"https:\/\/mymonster.site\/DEMO\/\">MyMONSTERsite DEMOS<\/a>. 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