{"id":5284,"date":"2025-06-25T15:30:29","date_gmt":"2025-06-25T15:30:29","guid":{"rendered":"https:\/\/www.demboskiandchapman.com\/site\/?p=5284"},"modified":"2026-04-17T18:02:40","modified_gmt":"2026-04-17T18:02:40","slug":"weekly-newsletter-6-25-2025","status":"publish","type":"post","link":"https:\/\/www.demboskiandchapman.com\/site\/weekly-newsletter-6-25-2025\/","title":{"rendered":"Weekly Newsletter &#8211; 6\/25\/2025"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Introduction&#8221; _builder_version=&#8221;4.16&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Main Article (Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TEXT&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>There are some exciting changes happening here at Demboski and Chapman!! We have hired a new team member Juan Ramos to assist Francisco with all things employee benefits! Please come say hi to him the next time you are in the office!<\/p>\n<p>Also, I am pregnant and due in early September! I will be taking maternity leave and will be back in January. When you come to the office you will be greeted by a new team member whom we are currently in the interview process with.<\/p>\n<p>This will be our last weekly update for a while as I am on leave and then upon my return we will be back with an even more epic way to stay in contact regularly.\u00a0<\/p>\n<p>Thank you in advance for your understanding, and if you want to see the weekly update back next year please reach out to me and let me know! We value your opinions and will take your feedback into consideration for the new year.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; Catherine Tro&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Cheers,<\/p>\n<p>Catherine Tro,\u00a0Director of First Impressions<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Full Market Commentary (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.1&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Events (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjUyOTEifX0=@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Full Market Commentary&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;BUTTON &#8211; Full Market Commentary&#8221; _builder_version=&#8221;4.25.1&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; John Demboski&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Best Regards,<\/p>\n<p>John J. Demboski, CFP\u00ae Certified Financial Planner\u2122 Professional<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Events (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Healthy Living Tip (Margin-top: 0px; Padding-top: 0px:)&#8221; _builder_version=&#8221;4.25.1&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Healthy Living Tip (with Top Border) (Padding-Top: 50px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;50px||||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Healthy Living Tip (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.25.1&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Healthy Living Tip<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_5,3_5&#8243; admin_label=&#8221;ROW &#8211; Healthy Living Tip (Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/20250625_HealthyLivingTip_Image.jpg&#8221; title_text=&#8221;20250625_HealthyLivingTip_Image&#8221; admin_label=&#8221;IMAGE &#8211; Healthy Living Tip&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;SUBTITLE&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 align=\"center\"><strong>Meet The World\u2019s Easiest Brussels Sprout Salad<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Eating healthy can be delicious with recipes like this shaved Brussels sprout salad! You only need a few ingredients to bring it all together.\u00a0<\/p>\n<p>You\u2019ll need:<\/p>\n<ul>\n<li>4 cups shaved Brussels sprouts<\/li>\n<li>\u00bc cup extra-virgin olive oil (and a bit more for a drizzle on top)<\/li>\n<li>\u00bc cup fresh lemon juice<\/li>\n<li>\u00bd cup pine nuts<\/li>\n<li>\u2153 cup dried cranberries<\/li>\n<li>\u2153 cup grated pecorino cheese<\/li>\n<li>\u2153 cup chopped chives<\/li>\n<li>Sea salt and pepper to taste<\/li>\n<\/ul>\n<p>To make this salad, all you have to do is thinly slice the Brussels sprouts with a mandoline (or a knife if you don\u2019t have one), then place them in a bowl with the olive oil, lemon juice, pine nuts, cheese, chives, and a sprinkle of salt and pepper to taste. Toss everything together, then drizzle with more olive oil to serve.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;FOOTNOTE&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;10px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Tip adapted from Love and Lemons<sup>10<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Photo of the Week (Margin-top: 0px; Padding-top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Photo of the Week (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Photo of the Week (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.25.1&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Photo of the Week<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/20250625_PhotoWeek_Image.jpg&#8221; title_text=&#8221;20250625_PhotoWeek_Image&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;CAPTION&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p align=\"center\"><em>African\u00a0Elephants<\/em><\/p>\n<p align=\"center\"><em>Amboseli National Park, Kenya<\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Weekly Riddle (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; border_color_top=&#8221;#DBDBDB&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Weekly Riddle (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.0&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Weekly Riddle (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.25.1&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Weekly Riddle<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; This Week&#8217;s Riddle&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\"><strong>What do the words civic and level have in common?<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Last Week&#8217;s Riddle&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><em>Last Week&#8217;s Riddle: There are two of them; one can usually see what the other sees, but they can never see each other. What are they?<\/em><\/p>\n<p><em><strong>Answer: Eyes<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>Answer to this week&#8217;s riddle (since this is the last weekly update for a while): <\/strong><\/em><em><strong>They are both palindromes (spelled the same forwards and backwards)<\/strong><\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Footnotes (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Footnotes (with Top Border)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TEXT &#8211; Footnotes&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;10px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Sources:<\/p>\n<p><sup>1. WSJ.com, June 20, 2025<\/sup><\/p>\n<p><sup>2. Investing.com, June 20, 2025<\/sup><\/p>\n<p><sup>3. MarketWatch.com, June 16, 2025<\/sup><\/p>\n<p><sup>4. CNBC.com, June 17, 2025<\/sup><\/p>\n<p><sup>5. WSJ.com, June 18, 2025<\/sup><\/p>\n<p><sup>6. CNBC.com, June 20, 2025<\/sup><\/p>\n<p><sup>7. MarketWatch.com, June 16, 2025<\/sup><\/p>\n<p><sup>8. WSJ.com, June 18, 2025<\/sup><\/p>\n<p><sup>9. IRS.gov, December 5, 2024<\/sup><\/p>\n<p><sup>10. Love and Lemons, December 12, 2024<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Exciting changes &#038; the last weekly update for a while, soon we will be back with an even more epic way to stay in contact regularly!<\/p>\n","protected":false},"author":6,"featured_media":3295,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>Welcome to <a href=\"https:\/\/mymonster.site\/DEMO\/\">MyMONSTERsite DEMOS<\/a>. This is your first post. 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