{"id":5221,"date":"2025-06-04T15:30:28","date_gmt":"2025-06-04T15:30:28","guid":{"rendered":"https:\/\/www.demboskiandchapman.com\/site\/?p=5221"},"modified":"2025-06-02T19:07:48","modified_gmt":"2025-06-02T19:07:48","slug":"weekly-newsletter-6-4-2025","status":"publish","type":"post","link":"https:\/\/www.demboskiandchapman.com\/site\/weekly-newsletter-6-4-2025\/","title":{"rendered":"Weekly Newsletter &#8211; 6\/4\/2025"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Introduction&#8221; _builder_version=&#8221;4.16&#8243; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Main Article (Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TEXT&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Happy June everyone! Here in beautiful Santa Barbara, we know to expect some \u201cJune gloom\u201d; however, it is very exciting that we have actually had some heat and some more sun is expected in our forecast this week! It is starting to feel like summer (which doesn\u2019t officially kick off until later this month, but it feels like we are getting a head start this year).<\/p>\n<p align=\"justify\"><strong>The challenge this week<\/strong>\u00a0is to get outside for an activity you enjoy to soak up some sun! This could look like a beach or pool day, reading your book on your front patio, or even just taking a walk before or after dinner. Enjoy!<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; Catherine Tro&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Cheers,<\/p>\n<p>Catherine Tro,\u00a0Director of First Impressions<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Full Market Commentary (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.1&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Events (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9hdHRhY2htZW50Iiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjUyMjIifX0=@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Full Market Commentary&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;BUTTON &#8211; Full Market Commentary&#8221; _builder_version=&#8221;4.25.1&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][et_pb_text admin_label=&#8221;TEXT &#8211; Signature &#8211; John Demboski&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]Best Regards,<\/p>\n<p>John J. Demboski, CFP\u00ae Certified Financial Planner\u2122 Professional[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Events (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Healthy Living Tip (Margin-top: 0px; Padding-top: 0px:)&#8221; _builder_version=&#8221;4.25.1&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Healthy Living Tip (with Top Border) (Padding-Top: 50px;)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;50px||||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Healthy Living Tip (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.25.1&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Healthy Living Tip<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;2_5,3_5&#8243; admin_label=&#8221;ROW &#8211; Healthy Living Tip (Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/20250604_HealthyLivingTip_Image.jpg&#8221; title_text=&#8221;20250604_HealthyLivingTip_Image&#8221; admin_label=&#8221;IMAGE &#8211; Healthy Living Tip&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;SUBTITLE&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 align=\"center\"><strong>Combat \u201cText Neck\u201d With These Two Stretches<\/strong><\/h3>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>From texting to emailing to browsing the internet and social media, we spend hours and hours every day on our phones, which can cause pain in our back and neck.<\/p>\n<p>Have a tight neck? These two stretches can help!<\/p>\n<p>The exaggerated nod\u2014This stretch seems simple but is very effective. Sit comfortably, and with your teeth touching but not clenched, lean your head back like you are looking up at the ceiling. Then, gently open and close your mouth. You should feel a stretch both in the back of your neck and in the front.<\/p>\n<p>Touch your toes\u2014This stretch addresses both your hamstrings and your neck. Stand with your feet shoulder-width apart and hinge at your hips while reaching down to touch your toes. Relax your neck. If you can\u2019t touch your toes, that\u2019s ok! Enjoy the stretch along your back.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;FOOTNOTE&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;10px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Tip adapted from Healthline<sup>10<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Photo of the Week (Margin-top: 0px; Padding-top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Photo of the Week (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Photo of the Week (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.25.1&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Photo of the Week<\/h1>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/20250604_PhotoWeek_Image.jpg&#8221; title_text=&#8221;20250604_PhotoWeek_Image&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;CAPTION&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;14px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p align=\"center\"><em>Al Fatih Grand Mosque<\/em><\/p>\n<p align=\"center\"><em>Manama, Bahrain<\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Weekly Riddle (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; border_color_top=&#8221;#DBDBDB&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Weekly Riddle (with Top Border) (Padding-Top: 50px; Margin-Bottom: 0px; Padding-Bottom: 0 px;)&#8221; _builder_version=&#8221;4.25.0&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;50px||0px||false|false&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TITLE &#8211; Weekly Riddle (H1 &#8211; 50px)&#8221; _builder_version=&#8221;4.25.1&#8243; header_text_color=&#8221;#065A4E&#8221; header_font_size=&#8221;50px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: center;\">Weekly Riddle<\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; This Week&#8217;s Riddle&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\"><strong>When I change my jacket, I make a loud noise and become larger but weigh less. What am I?<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TEXT &#8211; Last Week&#8217;s Riddle&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><em>Last Week&#8217;s Riddle: I am full of holes, yet still hold water. What am I?<\/em><\/p>\n<p><em><strong>Answer: A sponge<\/strong><\/em><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Footnotes (Margin-Top: 0px; Padding-Top: 0px:)&#8221; _builder_version=&#8221;4.25.0&#8243; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;ROW &#8211; Footnotes (with Top Border)&#8221; _builder_version=&#8221;4.25.1&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; border_width_top=&#8221;3px&#8221; border_color_top=&#8221;#eeeeee&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;TEXT &#8211; Footnotes&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;10px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Sources:<\/p>\n<p><sup>1. WSJ.com, May 30, 2025<\/sup><\/p>\n<p><sup>2. Investing.com, May 30, 2025<\/sup><\/p>\n<p><sup>3. WSJ.com, May 27, 2025<\/sup><\/p>\n<p><sup>4. CNBC.com, May 28, 2025<\/sup><\/p>\n<p><sup>5. CNBC.com, May 29, 2025<\/sup><\/p>\n<p><sup>6. WSJ.com, May 30, 2025<\/sup><\/p>\n<p><sup>7. MarketWatch.com, May 30, 2025<\/sup><\/p>\n<p><sup>8. MarketWatch.com, May 30, 2025<\/sup><\/p>\n<p><sup>9. IRS.gov, October 7, 2024<\/sup><\/p>\n<p><sup>10. Healthline, December 12, 2024<\/sup><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The challenge this week\u00a0is to get outside for an activity you enjoy to soak up some sun! This could look like a beach or pool day, reading your book on your front patio, or even just taking a walk before or after dinner. Enjoy!<\/p>\n","protected":false},"author":6,"featured_media":3295,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p>Welcome to <a href=\"https:\/\/mymonster.site\/DEMO\/\">MyMONSTERsite DEMOS<\/a>. This is your first post. 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