{"id":580,"date":"2024-01-10T20:34:30","date_gmt":"2024-01-10T20:34:30","guid":{"rendered":"https:\/\/www.demboskiandchapman.com\/site\/?page_id=580"},"modified":"2026-04-17T17:34:33","modified_gmt":"2026-04-17T17:34:33","slug":"our-team","status":"publish","type":"page","link":"https:\/\/www.demboskiandchapman.com\/site\/our-team\/","title":{"rendered":"Our Team"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;HERO &#8211; Our Team (Padding-Top: 20px; Padding-Bottom: 30px;) &#8212; IMAGE 01&#8243; _builder_version=&#8221;4.24.2&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(0,19,46,0.6) 0%|rgba(0,19,46,0.6) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;rgba(0,19,46,0.6)&#8221; background_color_gradient_end=&#8221;rgba(0,19,46,0.6)&#8221; background_image=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/02\/DECH_site_images_lrg_1920x1200_01.jpg&#8221; 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custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;65px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;HDR &#8211; The Demboski &#038; Chapman Team&#8221; _builder_version=&#8221;4.25.1&#8243; header_2_font=&#8221;|700|||||||&#8221; header_2_text_color=&#8221;#263142&#8243; header_2_font_size=&#8221;60px&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;700px&#8221; module_alignment=&#8221;center&#8221; header_2_font_size_tablet=&#8221;42px&#8221; header_2_font_size_phone=&#8221;42px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>The Demboski<br \/>&amp; Chapman Team<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,2_3&#8243; 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Linked In&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_social_media_follow_network social_network=&#8221;linkedin&#8221; url=&#8221;https:\/\/www.linkedin.com\/in\/john-demboski-4554757\/&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#007bb6&#8243; global_colors_info=&#8221;{}&#8221;]linkedin[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=&#8221;youtube&#8221; url=&#8221;https:\/\/www.youtube.com\/@DemboskiChapman&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#a82400&#8243; global_colors_info=&#8221;{}&#8221;]youtube[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][et_pb_text disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;TITLE &#8211; Favorite Quote (DESKTOP &#038; TABLET)&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;28px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;5px||0px||false|false&#8221; custom_padding=&#8221;5px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Favorite Quote:<\/h2>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;TEXT &#8211; Favorite Quote (DESKTOP &#038; TABLET)&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;-5px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u201cWherever you are \u2013 Be there.\u201d<br \/><strong>Dan Sullivan<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8211; Title&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;40px&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><strong>John Demboski, CFP\u200b\u00ae<\/strong><\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text &#8211; Personal&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Personal:<\/h2>\n<p>Mission Statement: Live each day with intention, focused energy, discipline and passion- striving to become the best version of myself.<\/p>\n<p>John married his UCSB college sweetheart Adrienne, and they\u2019ve been blessed with three children. When not working hard for his clients or supporting local non-profit organizations, you will likely find him with his family, his church community, or out in nature golfing, camping, fishing, snowboarding or mountain biking.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text &#8211; Professional&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Professional:<\/h2>\n<p>President and Lead Adviser at Demboski &amp; Chapman Financial and Insurance Solutions Inc.<br \/>John\u2019s a UCSB graduate, having majored in Business Economics, and was a member of the Phi Theta Kappa International Honors Society.<\/p>\n<p>John is active in supporting our communities\u2019 vital non-profit organizations that serve our community\u2019s most vulnerable individuals- such as our youth and those with developmental disabilities.<\/p>\n<p>John also serves his profession through providing motivational key-note presentations on business ethics &amp; practice management to state, national and global industry conferences. He has served in many industry leadership positions including being the local President for the National Association of Insurance and Financial Advisors, and is an active member of MDRT\u00ae, SBAHIP and the Santa Barbara Estate Planning Council.<\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;TITLE &#8211; Favorite Quote (MOBILE)&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; header_2_font_size=&#8221;28px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;5px||0px||false|false&#8221; custom_padding=&#8221;5px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Favorite Quote:<\/h2>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;TEXT &#8211; Favorite Quote (MOBILE)&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;-5px||||false|false&#8221; custom_padding=&#8221;0px||50px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>\u201cWherever you are \u2013 Be there.\u201d<br \/><strong>Dan Sullivan<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;SECTION &#8211; The Demboski &#038; Chapman Team &#8211; Employees \u2014 10-07-25&#8243; _builder_version=&#8221;4.25.1&#8243; background_color=&#8221;#ffffff&#8221; background_enable_image=&#8221;off&#8221; background_position=&#8221;top_center&#8221; background_blend=&#8221;hard-light&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;50px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||8vw||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;&#8221; bottom_divider_style=&#8221;mountains2&#8243; bottom_divider_color=&#8221;#6b916d&#8221; locked=&#8221;off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; admin_label=&#8221;ROW &#8211; Employees Headshots #1 (Margin-Top: 0px; Padding-Top: 0px;)&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/05\/DECH_SITE_IMAGE_BIO_Garcia_Nicole_M_1280x1574_Retouched.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_BIO_Garcia_Nicole_M_1280x1574_Retouched&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Nicole M. Garcia&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Nicole M. Garcia&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Nicole M. Garcia<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/05\/DECH_SITE_IMAGE_BIO_Demboski_Adrienne_1280x1574_Retouched.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_BIO_Demboski_Adrienne_1280x1574_Retouched&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Adrienne Demboski &#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Adrienne Demboski &#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Adrienne Demboski<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/05\/DECH_SITE_IMAGE_BIO_Zaragoza_Francisco_1280x1574_Retouched.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_BIO_Zaragoza_Francisco_1280x1574_Retouched&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Francisco Zaragoza&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Francisco Zaragoza&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Francisco Zaragoza<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; admin_label=&#8221;ROW &#8211; Employees Headshots #1 (Margin-Top: 0px; Padding-Top: 0px;)&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/05\/DECH_SITE_IMAGE_BIO_Tro_Catherine_1280x1574_Retouched.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_BIO_Tro_Catherine_1280x1574_Retouched&#8221; align=&#8221;center&#8221; disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;IMAGE &#8211; Catherine Tro &#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;TITLE &#8211; Catherine Tro &#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Catherine Tro<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/DECH_SITE_IMAGE_BIO_Meeder-Andrew_1280x1574_Retouched.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_BIO_Meeder-Andrew_1280x1574_Retouched&#8221; align=&#8221;center&#8221; disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;IMAGE &#8211; Andrew Meeder&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;TITLE &#8211; 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global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;TITLE &#8211; Matthew Demboski&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Matthew Demboski<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;ROW &#8211; Employees Headshots #2 (DESKTOP &#038; TABLET) (COLUMNS: Custom CSS > Module Elements> Main Element: width 10.4375%\/31.3125%\/31.3125%\/10.4375%)&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; collapsed=&#8221;off&#8221; 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width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;TITLE &#8211; Juan Ramos&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Juan Ramos<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;width: 31.3125%!important;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/DECH_SITE_IMAGE_Jordan_1280x1574_V2.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_Jordan_1280x1574_V2&#8243; align=&#8221;center&#8221; disabled_on=&#8221;on|off|off&#8221; admin_label=&#8221;IMAGE &#8211; 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title_text=&#8221;DECH_SITE_IMAGE_BIO_1280x1665_Atalia_Zahrndt&#8221; align=&#8221;center&#8221; disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;IMAGE &#8211; Atalia Zahrndt&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text disabled_on=&#8221;on|on|on&#8221; admin_label=&#8221;TITLE &#8211; Atalia Zahrndt&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Atalia Zahrndt<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; 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custom_padding=&#8221;0px||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Catherine Tro &#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Catherine Tro<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/DECH_SITE_IMAGE_BIO_Meeder-Andrew_1280x1574_Retouched.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_BIO_Meeder-Andrew_1280x1574_Retouched&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; 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global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Matthew Demboski&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Matthew Demboski<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/DECH_SITE_IMAGE_BIO_1280x1665_Juan_Ramos.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_BIO_1280x1665_Juan_Ramos&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Juan Ramos&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Juan Ramos&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Juan Ramos<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; disabled_on=&#8221;off|on|on&#8221; admin_label=&#8221;ROW &#8211; Employees Headshots #2 (MOBILE) (Margin-Top: -85px; Padding-Top: 0px;)&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_margin=&#8221;-85px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/DECH_SITE_IMAGE_Jordan_1280x1574_V2.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_Jordan_1280x1574_V2&#8243; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Jordan Pritchard&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; global_colors_info=&#8221;{}&#8221; width__hover=&#8221;80%&#8221; width__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Jordan Pritchard&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Jordan Pritchard<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;SECTION &#8211; Strategic Support Team \u2014 10-07-25&#8243; _builder_version=&#8221;4.24.0&#8243; background_color=&#8221;#6b916d&#8221; bottom_divider_style=&#8221;mountains2&#8243; bottom_divider_color=&#8221;#263142&#8243; locked=&#8221;off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;ROW &#8211; Strategic Support Team &#8211; Title and Logo&#8221; _builder_version=&#8221;4.23.1&#8243; width=&#8221;90%&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;25px||0px||false|false&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; custom_width_px=&#8221;800px&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;HDR &#8211; Strategic Support Team&#8221; _builder_version=&#8221;4.25.1&#8243; header_2_font=&#8221;|900|||||||&#8221; header_2_font_size=&#8221;60px&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;700px&#8221; module_alignment=&#8221;center&#8221; header_2_font_size_tablet=&#8221;42px&#8221; header_2_font_size_phone=&#8221;42px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Strategic Support Team<\/h2>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/01\/IMAGE_StrategicPartners_Valmark_800x800.jpg&#8221; title_text=&#8221;IMAGE_StrategicPartners_Valmark_800x800&#8243; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Valmark Logo&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;25%&#8221; width_tablet=&#8221;25%&#8221; width_phone=&#8221;75%&#8221; width_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|50%|50%|50%|50%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;ROW &#8211; Strategic Support Team &#8211; Text&#8221; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Founded in 1963, Valmark is an exclusive, invitation-only consortium of independent wealth transfer and wealth management firms. Valmark Financial Group is comprised of a family of companies including Valmark Securities, Inc., a FINRA-registered securities broker-dealer, Valmark Advisers, Inc., an SEC-registered investment advisor, Executive Insurance Agency, LLC, a Master General Agency for life insurance products, and the Valmark Policy Management Company.<\/p>\n<p>As a collective group, Valmark Member Firms have over $50 billion of life insurance in force and an estimated $6 billion of assets under management, with an additional $25 billion of assets under management controlled through independent Investment Advisors associated with Valmark. This combined buying power gives us access to some of the nation\u2019s top companies, products, and services, enabling us to advocate on behalf of our clients while maintaining independence.<\/p>\n<p>The exclusive, private services available to clients of Demboski &amp; Chapman are provided by one of the most distinguished professional teams in the life insurance and securities industries. Valmark\u2019s senior team houses an office staff of over 100 full-time professionals who are experts in all aspects of financial, retirement and estate planning, investment analysis and portfolio management, qualified and non-qualified retirement plans, life insurance case design, underwriting and policy management, and regulatory compliance.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; admin_label=&#8221;ROW &#8211; Strategic Support Team &#8211; Headshots #1&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/02\/DECH_SITE_IMAGE_VALM_BIO_800x800_McClary_Michael.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_VALM_BIO_800x800_McClary_Michael&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Michael McClary&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; border_radii=&#8221;on|50%|50%|50%|50%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Michael McClary&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||7px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<strong>Michael McClary<\/strong>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE 2 &#8211; Michael McClary&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;13px&#8221; text_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]Chief Investment Officer[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/02\/DECH_SITE_IMAGE_VALM_BIO_800x800_Wilburn_Doug.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_VALM_BIO_800x800_Wilburn_Doug&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Doug Wilburn&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; border_radii=&#8221;on|50%|50%|50%|50%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Doug Wilburn &#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||7px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<strong>Doug Wilburn <\/strong>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE 2 &#8211; Doug Wilburn &#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;13px&#8221; text_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]Chief Compliance Officer<br \/>\n&#038; General Counsel[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/02\/DECH_SITE_IMAGE_VALM_BIO_800x800_Bottaro_Chris.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_VALM_BIO_800x800_Bottaro_Chris&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Chris Bottaro&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; border_radii=&#8221;on|50%|50%|50%|50%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Chris Bottaro&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||7px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<strong>Chris Bottaro<\/strong>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE 2 &#8211; Chris Bottaro&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;13px&#8221; text_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]Senior Vice President, Insurance[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/02\/DECH_SITE_IMAGE_VALM_BIO_800x800_Dawson_James.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_VALM_BIO_800x800_Dawson_James&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; James Dawson&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; border_radii=&#8221;on|50%|50%|50%|50%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; James Dawson &#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||7px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<strong>James Dawson <\/strong>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE 2 &#8211; James Dawson &#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;13px&#8221; text_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]Director,<br \/>\nLife Settlements[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; admin_label=&#8221;ROW &#8211; Strategic Support Team &#8211; Headshots #1 (MOBILE &#8211; Margin-Top: -30px;)&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;-30px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/02\/DECH_SITE_IMAGE_VALM_BIO_800x800_Balentine_Lauren.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_VALM_BIO_800x800_Balentine_Lauren&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Lauren Ballantine&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; border_radii=&#8221;on|50%|50%|50%|50%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Lauren Ballantine&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||7px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Lauren Ballantine<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE 2 &#8211; Lauren Ballantine&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;13px&#8221; text_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Vice President,<br \/>Underwriting<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/02\/DECH_SITE_IMAGE_VALM_BIO_800x800_Finefrock_Chris.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_VALM_BIO_800x800_Finefrock_Chris&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Chris Finefrock &#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; border_radii=&#8221;on|50%|50%|50%|50%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Chris Finefrock &#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||7px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Chris Finefrock<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE 2 &#8211; Chris Finefrock &#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;13px&#8221; text_line_height=&#8221;1.4em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Senior Vice President, <br \/>Investment and Financial Planning<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.23.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/02\/DECH_SITE_IMAGE_VALM_BIO_800x800_Hurst_Zach.jpg&#8221; title_text=&#8221;DECH_SITE_IMAGE_VALM_BIO_800x800_Hurst_Zach&#8221; align=&#8221;center&#8221; admin_label=&#8221;IMAGE &#8211; Zach Hurst&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;80%&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; border_radii=&#8221;on|50%|50%|50%|50%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text admin_label=&#8221;TITLE &#8211; Zach Hurst&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_line_height=&#8221;1.5em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||7px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Zach Hurst<br \/><\/strong><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;TITLE 2 &#8211; Zach Hurst&#8221; _builder_version=&#8221;4.24.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;13px&#8221; 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module_alignment=&#8221;center&#8221; custom_padding=&#8221;25px||0px||false|false&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; custom_width_px=&#8221;800px&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;HDR &#8211; One Simple Rule&#8221; _builder_version=&#8221;4.23.4&#8243; header_2_font=&#8221;|900|||||||&#8221; header_2_font_size=&#8221;60px&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;700px&#8221; module_alignment=&#8221;center&#8221; header_2_font_size_tablet=&#8221;42px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>One Simple Rule Guides All We Do<\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;BOX &#8211; One Simple Rule&#8221; _builder_version=&#8221;4.23.1&#8243; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#F6F1E6&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.8em&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;44px&#8221; background_enable_color=&#8221;off&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;90%&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; border_radii=&#8221;on|14px|14px|14px|14px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The Golden Rule Marble, encircled with a band bearing the inscription \u2013 \u201cDo unto others as you would have them do unto you\u201d (Matthew 7:12) \u2013 was created by Jesse Shwayder in 1910 as a timeless symbol for living, upon which he founded the Samsonite Corporation.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;ROW &#8211; Golden Rule &#8211; BG&#8221; _builder_version=&#8221;4.16&#8243; positioning=&#8221;absolute&#8221; position_origin_a=&#8221;center_center&#8221; position_origin_a_tablet=&#8221;&#8221; position_origin_a_phone=&#8221;&#8221; position_origin_a_last_edited=&#8221;on|phone&#8221; position_origin_f_tablet=&#8221;&#8221; position_origin_f_phone=&#8221;&#8221; position_origin_f_last_edited=&#8221;on|phone&#8221; position_origin_r_tablet=&#8221;&#8221; position_origin_r_phone=&#8221;&#8221; position_origin_r_last_edited=&#8221;on|phone&#8221; max_width=&#8221;none&#8221; positioning_tablet=&#8221;relative&#8221; positioning_phone=&#8221;&#8221; positioning_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;GOLDEN RULE &#8211; BG&#8221; _builder_version=&#8221;4.25.1&#8243; text_font=&#8221;Darker Grotesque|900|||||||&#8221; text_text_color=&#8221;rgba(221,204,184,0.08)&#8221; text_font_size=&#8221;20vw&#8221; text_line_height=&#8221;0.8em&#8221; scroll_vertical_motion_enable=&#8221;on&#8221; scroll_vertical_motion=&#8221;0|50|50|100|2|0|-2&#8243; scroll_vertical_motion_tablet=&#8221;&#8221; scroll_vertical_motion_phone=&#8221;0|50|50|100|0|0|0&#8243; scroll_vertical_motion_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>GOLDEN RULE<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; admin_label=&#8221;ROW &#8211; One Simple Rule #2&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;BOX &#8211; ONE SIMPLE RULE&#8221; _builder_version=&#8221;4.25.1&#8243; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#F6F1E6&#8243; text_font_size=&#8221;18px&#8221; text_line_height=&#8221;1.8em&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;44px&#8221; background_enable_color=&#8221;off&#8221; background_layout=&#8221;dark&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;|50px||60px|false|false&#8221; custom_padding_tablet=&#8221;|50px||60px|false|false&#8221; custom_padding_phone=&#8221;|20px||20px|false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|14px|14px|14px|14px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Sixty years ago, the founder of our partner firm, Valmark Financial Group, was given the Golden Rule Marble which became an enduring touchstone guiding the firm toward the highest ethical standards in all of its dealings.<\/p>\n<p>When <strong>Demboski &amp; Chapman<\/strong> joined the Valmark family of firms, the Golden Rule Marble was presented to us as a guiding principle in all of our practices:<\/p>\n<ul>\n<li>Serving as an industry model for relationships built on trust and mutual respect<\/li>\n<li>Addressing the financial needs of our clients with innovative, collaborative solutions<\/li>\n<li>Safeguarding clients\u2019 best interests at all times<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2023\/12\/DECH_site_image_Marble_Centered_Trans-1.png&#8221; title_text=&#8221;DECH_site_image_Marble_Centered_Trans&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;ROW &#8211; One Simple Rule &#8211; Video&#8221; _builder_version=&#8221;4.18.0&#8243; custom_padding=&#8221;0px||0px||false|false&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; custom_width_px=&#8221;800px&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;WATCH INTRO&#8221; _builder_version=&#8221;4.23.1&#8243; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#F6F1E6&#8243; text_line_height=&#8221;1.8em&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#ffffff&#8221; header_font_size=&#8221;44px&#8221; background_enable_color=&#8221;off&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;900px&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;0px|0px|0px|0px|false|false&#8221; border_radii=&#8221;on|14px|14px|14px|14px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\"><em>Watch this short video to learn how we \u201cBring the Golden Rule to Life\u201d\u2026in the lives of our clients and in all that we do.<\/em><\/p>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;VIDEO &#8211; Valmark Bring The Golden Rule To Life &#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_module=&#8221;4069&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<iframe loading=\"lazy\" src=\"https:\/\/player.vimeo.com\/video\/466296142?h=7eeaa54fff\" width=\"640\" height=\"360\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture\" allowfullscreen><\/iframe><!-- [et_pb_line_break_holder] -->[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;SPACE 20PX&#8221; _builder_version=&#8221;4.18.0&#8243; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;10px||10px||false|false&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; custom_width_px=&#8221;800px&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_divider show_divider=&#8221;off&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;10px||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Santa Barbara financial advisor, John Demboski, CFP and the Demboski &#038; Chapman Team located at 200 E. Carrillo St. Suite 203 Santa Barbara, CA 93101.<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-580","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/pages\/580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/comments?post=580"}],"version-history":[{"count":330,"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/pages\/580\/revisions"}],"predecessor-version":[{"id":5631,"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/pages\/580\/revisions\/5631"}],"wp:attachment":[{"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/media?parent=580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}