{"id":15,"date":"2023-12-04T20:58:06","date_gmt":"2023-12-04T20:58:06","guid":{"rendered":"https:\/\/www.demboskiandchapman.com\/site\/?page_id=15"},"modified":"2026-04-17T17:19:17","modified_gmt":"2026-04-17T17:19:17","slug":"blank","status":"publish","type":"page","link":"https:\/\/www.demboskiandchapman.com\/site\/","title":{"rendered":"MAIN"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”HERO – Home (Min Height, Height, Max Height: 93vh;)” _builder_version=”4.24.2″ use_background_color_gradient=”on” background_color_gradient_stops=”rgba(0,19,46,0.46) 0%|rgba(0,19,46,0) 54%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(0,19,46,0.6)” background_color_gradient_end=”rgba(0,19,46,0.6)” background_image=”https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2024\/03\/DECH_site_images_lrg_1920x1200_Home_2024-0329_2.jpg” min_height=”93vh” height=”93vh” max_height=”92vh” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” global_module=”4085″ saved_tabs=”all” locked=”off” collapsed=”off” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” admin_label=”ROW – HERO – Image Header” _builder_version=”4.24.2″ custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”HERO TEXT (Margin-Top: 10vh;)” _builder_version=”4.25.1″ header_font=”|300|||||||” header_font_size=”45px” text_orientation=”center” background_layout=”dark” custom_margin=”10vh||||false|false” custom_margin_tablet=”10vh||||false|false” custom_margin_phone=”4vh||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” header_font_size_tablet=”10vw” header_font_size_phone=”10vw” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”” header_line_height_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

Helping Our Clients Envision, Empower and Enrich Their Lives!<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”SECTION – Who We Are \u2014 10-07-25″ _builder_version=”4.23.4″ background_color=”RGBA(255,255,255,0)” background_enable_image=”off” background_blend=”hard-light” custom_padding=”||8vw||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”” bottom_divider_color=”#ffffff” locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row custom_padding_last_edited=”on|phone” admin_label=”ROW – Who We Are – Title” _builder_version=”4.25.1″ custom_margin_tablet=”” custom_margin_phone=”45px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding_tablet=”” custom_padding_phone=”||0px||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”HDR – Who We Are” _builder_version=”4.25.1″ header_2_font=”|700|||||||” header_2_text_color=”#263142″ header_2_font_size=”60px” text_orientation=”center” max_width=”700px” module_alignment=”center” header_2_font_size_tablet=”42px” header_2_font_size_phone=”42px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

Who We Are<\/h2>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”3_5,2_5″ admin_label=”ROW – Who We Are #2″ _builder_version=”4.16″ collapsed=”on” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”Text (Padding-Right: 20px;)” _builder_version=”4.24.0″ _module_preset=”default” custom_padding=”|20px|||false|false” global_colors_info=”{}”]<\/p>\n

We are an independent and locally owned advisory firm<\/strong> with Santa Barbara roots dating back to 1969. For nearly half a century, we\u2019ve been working hard to build and earn our community\u2019s respect, loyalty and continued confidence. Our unique value proposition is to be the single point of contact for all investment, insurance, and employee benefit complexity that you, as either a family or small business owner, will encounter.<\/p>\n

Our local Santa Barbara firm understands the unique challenges you face in managing your business and family\u2019s financial affairs. To make the experience of working with our firm a professional and enjoyable one, we\u2019ve developed a culture of bringing positivity and passion to everything we do. Our entire process, The Clarity and Confidence SolutionTM<\/sup><\/i>, is custom tailored around your specific needs with the objective of providing maximum value and results to your family and\/or business.<\/p>\n

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Core Values<\/strong><\/h1>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”HDR – Our Purpose” _builder_version=”4.24.0″ _module_preset=”default” text_text_color=”#ffffff” header_text_color=”#ffffff” header_2_text_color=”#ffffff” background_color=”#6b916d” text_orientation=”center” custom_margin=”0px||0px||false|false” custom_padding=”20px||5px||false|false” border_radii=”off|25px|25px||” global_colors_info=”{}”]<\/p>\n

Our Purpose
<\/strong><\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” disabled_on=”on|on|off” admin_label=”ROW – Core Values and Mission Statement (DESKTOP)” _builder_version=”4.23.4″ background_color=”RGBA(255,255,255,0)” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.4″ background_color=”#dbdbdb” global_colors_info=”{}”][et_pb_text admin_label=”TEXT – Core Values” _builder_version=”4.25.0″ _module_preset=”default” text_line_height=”1.6em” background_color=”#DBDBDB” custom_padding=”30px|30px|20px|30px|false|false” border_radii=”off||||” border_color_all=”#DBDBDB” global_colors_info=”{}”]<\/p>\n

    \n
  • We live out the Golden Rule:<\/strong>
    Do unto others as we would have them do unto us.<\/li>\n
  • We take responsibility for control of our time:<\/strong>
    We are intentional and proactive with each day.<\/li>\n
  • We are committed:<\/strong>
    We are striving to become the best version of ourselves.<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”TEXT – Our Purpose” _builder_version=”4.27.4″ _module_preset=”default” text_line_height=”1.6em” background_color=”#DBDBDB” text_orientation=”center” custom_padding=”30px|35px|40px|35px|false|false” border_radii=”off||||” border_color_all=”#DBDBDB” global_colors_info=”{}”]<\/p>\n

    To consistently deliver our\u00a0Clarity and Confidence SolutionTM<\/sup><\/em> which enables the envisioning, empowering, and enriching of our clients\u2019 lives.<\/strong><\/p>\n

    Our passion lies in fostering deep lifelong relationships with our clients by providing comprehensive investment and insurance solutions that support both personal and business financial objectives.<\/strong><\/p>\n

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    Core Values<\/strong><\/h1>\n

    [\/et_pb_text][et_pb_text admin_label=”TEXT – Core Values” _builder_version=”4.25.0″ _module_preset=”default” background_color=”#DBDBDB” custom_padding=”30px|30px|20px|30px|false|false” border_radii=”off||||” border_color_all=”#DBDBDB” global_colors_info=”{}”]<\/p>\n

      \n
    • We live out the Golden Rule:<\/strong>
      Do unto others as we would have them do unto us.<\/li>\n
    • We take responsibility for control of our time:<\/strong>
      We are intentional and proactive with each day.<\/li>\n
    • We are committed:<\/strong>
      We are striving to become the best version of ourselves.<\/li>\n<\/ul>\n

      [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”HDR – Our Purpose” _builder_version=”4.24.0″ _module_preset=”default” text_text_color=”#ffffff” header_text_color=”#ffffff” header_2_text_color=”#ffffff” background_color=”#6b916d” text_orientation=”center” custom_margin=”0px||0px||false|false” custom_padding=”20px||5px||false|false” border_radii=”off|25px|25px||” global_colors_info=”{}”]<\/p>\n

      Our Purpose
      <\/strong><\/h1>\n

      [\/et_pb_text][et_pb_text admin_label=”TEXT – Our Purpose” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#DBDBDB” custom_padding=”15px|35px|33px|35px|false|false” border_radii=”off||||” border_color_all=”#DBDBDB” global_colors_info=”{}”]To consistently deliver our\u00a0Clarity and Confidence SolutionTM<\/sup><\/em> which enables the envisioning, empowering, and enriching of our clients\u2019 lives.<\/p>\n

      Our passion lies in fostering deep lifelong relationships with our clients by providing comprehensive investment and insurance solutions that support both personal and business financial objectives.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” prev_background_color=”RGBA(255,255,255,0)” admin_label=”SECTION – What We Do \u2014 10-07-25″ _builder_version=”4.25.1″ background_color=”#F6F1E6″ background_image=”https:\/\/www.demboskiandchapman.com\/site\/wp-content\/uploads\/2023\/12\/DECH_site_images_lrg_1920x1200_PalmTrees_1C.jpg” background_blend=”hard-light” custom_padding=”||8vw||false|false” custom_padding_tablet=”0px||||false|false” custom_padding_phone=”” top_divider_style=”mountains2″ bottom_divider_style=”mountains2″ bottom_divider_color=”#c2d6c2″ locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” admin_label=”SPACE 20PX” _builder_version=”4.18.0″ custom_margin=”0px||0px||false|false” custom_padding=”10px||10px||false|false” animation_style=”slide” animation_direction=”bottom” custom_width_px=”800px” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider show_divider=”off” _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_padding=”10px||10px||false|false” global_colors_info=”{}”]
      \n[\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”ROW – What We Do – Title” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text admin_label=”HDR – What We Do” _builder_version=”4.25.1″ header_2_font=”|700|||||||” header_2_text_color=”#263142″ header_2_font_size=”60px” text_orientation=”center” max_width=”700px” module_alignment=”center” header_2_font_size_tablet=”42px” header_2_font_size_phone=”42px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

      What We Do<\/h2>\n

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      Personal Planning<\/h4>\n

      [\/et_pb_text][et_pb_button button_url=”https:\/\/www.demboskiandchapman.com\/site\/personal-planning\/” button_text=”Learn More” button_alignment=”center” admin_label=”BUTTON – LEARN MORE” _builder_version=”4.23.4″ custom_margin=”||||false|false” custom_padding=”15px|40px|15px|40px|true|true” button_text_size_tablet=”20px” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”rgba(0,0,0,0)”]
      \n[\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_icon font_icon=”||divi||400″ icon_color=”#F2F2F2″ _builder_version=”4.25.1″ _module_preset=”default” background_color=”#6b916d” custom_margin_tablet=”” custom_margin_phone=”50px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”25px|25px|25px|25px|false|false” custom_padding_tablet=”25px|25px|25px|25px|false|false” custom_padding_phone=”25px||||false|false” custom_padding_last_edited=”on|desktop” border_radii=”on|100%|100%|100%|100%” global_colors_info=”{}”]
      \n[\/et_pb_icon][et_pb_text admin_label=”HDR – Business Planning” _builder_version=”4.24.0″ header_text_align=”center” header_4_font=”|900|||||||” header_4_text_align=”center” header_4_text_color=”#6b916d” header_4_font_size=”28px” text_orientation=”center” custom_margin=”||20px||false|false” custom_padding=”||10px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n

      Business Planning<\/h4>\n

      [\/et_pb_text][et_pb_button button_url=”https:\/\/www.demboskiandchapman.com\/site\/business-planning\/” button_text=”Learn More” button_alignment=”center” admin_label=”BUTTON – LEARN MORE” _builder_version=”4.23.4″ custom_margin=”||||false|false” custom_padding=”15px|40px|15px|40px|true|true” button_text_size_tablet=”20px” button_text_size_phone=”16px” button_text_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”rgba(0,0,0,0)”]
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      Testimonials<\/h2>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|phone” admin_label=”ROW – Testimonials #1 and #2 (MOBILE – Padding-Bottom: 50px;)” _builder_version=”4.25.1″ custom_padding_tablet=”” custom_padding_phone=”||50px||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=” V.T.” job_title=”Demboski & Chapman client of 16 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #1 – V.T. \u2014 PERSONAL” _builder_version=”4.25.1″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cThe Demboski & Chapman team has provided me with professional and above-the-call-of-duty expertise over the years. Money, investments, retirement and insurance are all terrifying subjects to most of us, especially with so much uncertainty and scams in today\u2019s world. Knowing that they \u201chave my back\u201d is truly priceless and there aren\u2019t enough words to express my deepest gratitude.\u201d I can’t say enough about John personally – he’s brilliant with finances, impeccable with his word and of highest integrity. But most of all he is truly a kind, caring human being with a big heart and soul- a rarity in today’s world.\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=” P.W. & V.W.” job_title=”Demboski & Chapman clients of 20 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #2 – P.W. & V.W. (MOBILE – Margin-Top: 40px;) \u2014 PERSONAL” _builder_version=”4.25.1″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_margin_tablet=”” custom_margin_phone=”40px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cWe have never been as organized and aware of our investments as we are now, and we have Demboski & Chapman to thank for that! The entire team is wonderful to work with! They have strong, obvious ethics, honesty and integrity and they are patient with our many questions. John especially has cutting edge knowledge of the various products, an outstanding way of explaining them to us and which ones would suit us best. He truly loves what he does and has a joyful and grateful outlook on life, so if you are looking for help, Demboski & Chapman should be a unanimous choice!\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=”on|desktop” admin_label=”ROW – Tesimonials #3 to #5 (MOBILE – Padding-Bottom: 30px;)” _builder_version=”4.25.1″ custom_padding_tablet=”” custom_padding_phone=”||30px||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”GIA” job_title=”Demboski & Chapman client of 7 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #7 – GIA \u2014 BUSINESS” _builder_version=”4.27.4″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cWe were originally referred to John for help with retirement planning, but we quickly realized the value he and his team bring goes far beyond that. John takes the time to look at the full picture of your life and tailors his recommendations specifically to your needs and goals. In addition to retirement planning, he and his team have guided us through setting up a comprehensive group health care plan for our business, an employee benefits package, life insurance, and college savings plans for our children.<\/p>\n

      John has become not only an invaluable resource for our family but also a caring, compassionate advisor we deeply trust to help guide us through important financial decisions. We are truly grateful to have found John and his outstanding team!\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|desktop” admin_label=”ROW – Tesimonials #3 to #5 (MOBILE – Padding-Bottom: 30px;)” _builder_version=”4.25.1″ custom_padding_tablet=”” custom_padding_phone=”||30px||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”A.W.” job_title=”Demboski & Chapman client of 9 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #3 – A.W. \u2014 PERSONAL” _builder_version=”4.25.1″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \n\u201cI think Demboski & Chapman is a rare gem, and feel lucky to be their client! I am feeling so much better about our family\u2019s finances and future and I have John and his team to thank! I feel deep gratitude for this sense of relief.\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=” D.R.” job_title=”Demboski & Chapman client of 8 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #4 – D.R. (MOBILE – Margin-Top: 40px;) \u2014 PERSONAL” _builder_version=”4.25.1″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_margin=”||||false|false” custom_margin_tablet=”||||false|false” custom_margin_phone=”40px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cI can honestly say I don\u2019t know where I\u2019d be today if it weren\u2019t for John and his team helping me with my finances, especially now that I\u2019m retired. This area of finance and insurance is absolute Greek to me so I truly appreciate that everything is explained in detail. I always feel so welcome in the office and I know that they are watching out for my best interests!\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=” J.A. & K.A.” job_title=”Demboski & Chapman clients of 8 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #5 – J.A. & K.A. (MOBILE – Margin-Top: 40px;) \u2014 PERSONAL” _builder_version=”4.25.1″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_margin_tablet=”” custom_margin_phone=”45px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cOur relationship with Demboski & Chapman began when they provided insurance options for one of our small businesses. Our trust in them evolved to support both of our businesses as well as our personal finances. They have always gone above and beyond to strategically plan for us which supports our yearly and long term goals.\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ custom_padding_last_edited=”on|desktop” admin_label=”ROW – Tesimonials #3 to #5 (MOBILE – Padding-Bottom: 30px;)” _builder_version=”4.25.1″ custom_padding_tablet=”” custom_padding_phone=”||30px||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”BFPM” job_title=”Demboski & Chapman client of 4 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #3 – BFPM \u2014 BUSINESS” _builder_version=”4.27.4″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cDemboski & Chapman has been a reliable partner in our benefits administration. Their team is quick to respond, knowledgeable, and consistently supportive, making it feel like we have an extension of our own HR department.\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”DTLP” job_title=”Demboski & Chapman clients of 5 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #6 – DTLP (MOBILE – Margin-Top: 40px;) \u2014 BUSINESS” _builder_version=”4.27.4″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_margin_tablet=”” custom_margin_phone=”45px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cThe team at Demboski & Chapman provides us with the peace of mind to focus on running our business, knowing that we\u2019re in capable hands. Their support goes beyond just numbers and quotes – they offer practical advice and take real action when it\u2019s needed. Whenever we have a question, their responsive team is just a quick phone call or email away, always delivering personalized service that makes a real difference.\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”Local Non-Profit” job_title=”Demboski & Chapman clients of 5 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #5 – Local Non-Profit (MOBILE – Margin-Top: 40px;) \u2014 BUSINESS” _builder_version=”4.27.4″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_margin_tablet=”” custom_margin_phone=”45px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      “Our Experience with Demboski and Chapman has been top-notch from day 1. If we have had any questions or issues that need following up, the entire team is \u2018all-in,\u2019 as I like to call it. This is also a company that is a\u00a0GREAT corporate citizen.\u00a0They are deeply invested in making the communities where they work better for all. I am so glad, as are all our employees, that we made the change a few years ago to Demboski and Chapman.\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ custom_padding_last_edited=”on|phone” admin_label=”ROW – Testimonials #1 and #2 (MOBILE – Padding-Bottom: 50px;)” _builder_version=”4.25.1″ custom_padding_tablet=”” custom_padding_phone=”||50px||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”VPP” job_title=”Demboski & Chapman client of 14 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #1 – VPP \u2014 BUSINESS” _builder_version=”4.27.4″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cWorking with DCFIS\u00a0has been a seamless experience\u2014knowledgeable, caring, and always looking out for our best interests, they\u2019ve given us complete peace of mind with our coverage.\u201d<\/p>\n

      [\/et_pb_testimonial][et_pb_testimonial author=”RPI” job_title=”Demboski & Chapman client of 5 years” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #4 – RPI (MOBILE – Margin-Top: 40px;) \u2014 BUSINESS” _builder_version=”4.27.4″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_margin=”||||false|false” custom_margin_tablet=”||||false|false” custom_margin_phone=”40px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cWe\u2019ve never experienced such genuine care and responsiveness from any benefits advisor \u2014 and our employees feel the same way. Thank you, DCFIS!\u201d<\/p>\n

      [\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”KHIA” job_title=”Demboski & Chapman clients of 1 year” quote_icon_color=”#065a4e” quote_icon_background_color=”#ffffff” font_icon=”||divi||400″ use_icon_font_size=”on” icon_font_size=”56px” disabled_on=”off|off|off” admin_label=”Testimonial #2 – KHIA (MOBILE – Margin-Top: 40px;) \u2014 BUSINESS” _builder_version=”4.27.4″ _module_preset=”default” body_font=”|700|||||||” body_text_align=”center” body_text_color=”#91a594″ author_font=”||||||||” author_text_align=”center” author_text_color=”#91a594″ author_font_size=”14px” position_text_color=”#91a594″ position_font_size=”14px” company_text_color=”#91a594″ company_font_size=”14px” background_color=”#ffffff” vertical_offset_tablet=”0″ horizontal_offset_tablet=”0″ text_orientation=”center” overflow-x=”visible” overflow-y=”visible” custom_margin_tablet=”” custom_margin_phone=”40px||||false|false” custom_margin_last_edited=”on|phone” custom_padding=”50px|40px|30px|40px|false|false” z_index_tablet=”0″ custom_css_testimonial_author=”margin-top:5px; padding-top:5px;” author_text_shadow_horizontal_length_tablet=”0px” author_text_shadow_vertical_length_tablet=”0px” author_text_shadow_blur_strength_tablet=”1px” position_text_shadow_horizontal_length_tablet=”0px” position_text_shadow_vertical_length_tablet=”0px” position_text_shadow_blur_strength_tablet=”1px” company_text_shadow_horizontal_length_tablet=”0px” company_text_shadow_vertical_length_tablet=”0px” company_text_shadow_blur_strength_tablet=”1px” body_link_text_shadow_horizontal_length_tablet=”0px” body_link_text_shadow_vertical_length_tablet=”0px” body_link_text_shadow_blur_strength_tablet=”1px” body_ul_text_shadow_horizontal_length_tablet=”0px” body_ul_text_shadow_vertical_length_tablet=”0px” body_ul_text_shadow_blur_strength_tablet=”1px” body_ol_text_shadow_horizontal_length_tablet=”0px” body_ol_text_shadow_vertical_length_tablet=”0px” body_ol_text_shadow_blur_strength_tablet=”1px” body_quote_text_shadow_horizontal_length_tablet=”0px” body_quote_text_shadow_vertical_length_tablet=”0px” body_quote_text_shadow_blur_strength_tablet=”1px” border_radii=”off|25px|25px|25px|25px” border_width_all=”3px” border_color_all=”#91A594″ border_color_top=”#91a594″ border_color_right=”#91a594″ border_color_bottom=”#91a594″ border_color_left=”#91a594″ box_shadow_horizontal_tablet=”0px” box_shadow_vertical_tablet=”0px” box_shadow_blur_tablet=”40px” box_shadow_spread_tablet=”0px” box_shadow_horizontal_image_tablet=”0px” box_shadow_vertical_image_tablet=”0px” box_shadow_blur_image_tablet=”40px” box_shadow_spread_image_tablet=”0px” text_shadow_horizontal_length_tablet=”0px” text_shadow_vertical_length_tablet=”0px” text_shadow_blur_strength_tablet=”1px” global_colors_info=”{}”]<\/p>\n

      \u201cJuan and Francisco were extremely easy to work with. From the start, they were easy to get ahold of, provided information and quotes within the day and provided answers to all my questions in detail. They provided clear and prompt communication and followed up to make sure that me and my team were able to get everything done in a timely manner so they could start their health insurance coverage on the desired effective date. Follow up is crucial, especially for small business owners like me who are busy and can sometimes forget to respond to an email. Thank you Juan and Francisco! I have already referred you to a fellow business owner.\u201d<\/p>\n

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      The testimonials above have been provided by current clients, there were no cash or non-cash compensation paid for providing the testimonials and there are no material conflicts of interest. Each clients\u2019 experience is unique and may not be representative of all customers. We are grateful for each client we have the privilege of serving.<\/p>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”SECTION – Welcome to Demboski & Chapman ” _builder_version=”4.24.0″ background_color=”#6b916d” locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row disabled_on=”off|off|off” admin_label=”SPACE 20PX” _builder_version=”4.18.0″ custom_margin=”0px||0px||false|false” custom_padding=”10px||10px||false|false” animation_style=”slide” animation_direction=”bottom” custom_width_px=”800px” collapsed=”on” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider show_divider=”off” _builder_version=”4.18.0″ _module_preset=”default” custom_margin=”||||false|false” custom_padding=”10px||10px||false|false” global_colors_info=”{}”]
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      Welcome to
      Demboski & Chapman<\/h2>\n

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      An independent and locally owned financial advisory firm in Santa Barbara, California specializing in investment, insurance & employee benefit needs.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-15","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/pages\/15","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/comments?post=15"}],"version-history":[{"count":408,"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/pages\/15\/revisions"}],"predecessor-version":[{"id":5627,"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/pages\/15\/revisions\/5627"}],"wp:attachment":[{"href":"https:\/\/www.demboskiandchapman.com\/site\/wp-json\/wp\/v2\/media?parent=15"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}